Kemper Corporation (KMPR)

Featured in Small-Cap Stocks

Kemper Corporation is a U.S.-based insurance holding company listed on the NYSE as common stock under the ticker KMPR. Through its insurance operations, the company serves customers in the United States across two reportable segments: Specialty Property & Casualty Insurance and Life Insurance. The property and casualty business focuses on specialty personal automobile and commercial automobile coverage, distributed primarily through independent agents and brokers. Its life insurance segment provides individual life insurance, accident, supplemental health, and property insurance products. Formerly known as Unitrin, Inc., the company adopted the Kemper name in 2011. Kemper was incorporated in 1990 and is headquartered in Chicago, Illinois.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-KMPR
$35.40
28.8% Upside
Undervalued
$51
85.5% Upside
Bargain
Fair
1.28
4.5%
August 10, 2026
38.8x
0.6x
0.3x
1.67 B
2.936 B
46.1%
98.8%
0.7
185.4%
1,096.7%
Valuation • Fair Value

Kemper Corporation (NYSE-KMPR) Fair Value by Valuation Model

Compare the primary fair value estimate for Kemper Corporation (NYSE-KMPR) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$35.40

Estimated upside of 28.8% versus the current market price.

Fair Value Confidence

Low

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$7.90

Classic Ben Graham valuation formula reference.

DDM Fair Value

$27.28

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$38.10

Comparable-company valuation reference.

Analyst Price Target

$51

Analysts imply upside of 85.5%.

How to read these valuation models

Use this section to compare the primary fair value estimate for Kemper Corporation (NYSE-KMPR) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Kemper Corporation (NYSE-KMPR)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

4.705 B

Current operating scale indicator.

Revenue Forecast

4.488 B

Forward revenue estimate.

EBITDA

182.7 M

Current operating profitability reference.

EBITDA Forecast

262.5 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Kemper Corporation (NYSE-KMPR) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Kemper Corporation (NYSE-KMPR)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

6

Mid-range quality score.

Beneish M-Score

-2.51

No elevated caution signal from this screen.

Altman Z-Score

0.7

Lower score that deserves closer risk review.

FCF / Net Income

1,096.7%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Kemper Corporation (NYSE-KMPR). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Kemper Corporation (NYSE-KMPR)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

August 10, 2026

Days to Earnings

20

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

4.5%

Income yield reference.

Upcoming Dividend

1.28

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

185.4%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Kemper Corporation (NYSE-KMPR), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Kemper Corporation (NYSE-KMPR) Stock Forecast & Technical Outlook

Review Kemper Corporation (NYSE-KMPR) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Kemper Corporation (NYSE-KMPR) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Kemper Corporation (NYSE-KMPR) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Kemper Corporation (NYSE-KMPR) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for Kemper Corporation (NYSE-KMPR) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Sell

The monthly technical read for Kemper Corporation (NYSE-KMPR) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Kemper Corporation (NYSE-KMPR)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Buy

Based on the available recommendation mix, Kemper Corporation (NYSE-KMPR) has a Buy consensus, with 2 buy, 2 hold and 0 sell recommendations in the current data set.

Buy 2
Hold 2
Sell 0
FAQ Fast Investor Answers

Kemper Corporation (NYSE-KMPR) Stock FAQ

Quick answers about Kemper Corporation (NYSE-KMPR) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$35.40
Estimated upside 28.8%
Valuation Rating
Undervalued
Estimated upside of 28.8%
Analyst Target
$51
Implied upside 85.5%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Kemper Corporation (NYSE-KMPR) is $35.40. This implies an estimated upside of 28.8% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 28.8% versus the current market price.

The available analyst price target for Kemper Corporation (NYSE-KMPR) is $51. The analyst target implies estimated upside of 85.5%.

The current financial health read for Kemper Corporation (NYSE-KMPR) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Kemper Corporation (NYSE-KMPR) is August 10, 2026.

Based on the current data, dividend yield is 4.5%, upcoming dividend amount is 1.28.

The current P/E ratio listed for Kemper Corporation (NYSE-KMPR) is 38.8x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Kemper Corporation is 1.67 B.

The current enterprise value listed for Kemper Corporation is 2.936 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Kemper Corporation is NYSE-KMPR, and the stock is listed on NYSE.

Kemper Corporation (NYSE-KMPR) is listed on NYSE.

The current debt-to-total-capital ratio listed for Kemper Corporation is 46.1%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Kemper Corporation is 98.8%. Free float helps investors understand how much of the share base is available for public trading.