Repay Holdings Corp (RPAY)


Repay Holdings Corp. (NASDAQ: RPAY) is a common stock listing tied to Repay Holdings Corporation, a payments technology company focused on integrated electronic payment processing in the United States. The company operates through two segments, Consumer Payments and Business Payments, and provides solutions that support card acceptance, ACH processing, e-cash, digital wallet payments, virtual card processing, enhanced ACH, instant funding, clearing and settlement, and related communication tools. Its proprietary payment channels include web-based, mobile, text-to-pay, interactive voice response, and point-of-sale options. Repay serves customers mainly in the personal loans, automotive loans, receivables management, and business-to-business sectors through direct sales teams and software integration partners. Founded in 2006, the company is headquartered in Atlanta, Georgia.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-RPAY
$5.43
44.8% Upside
Undervalued
$6.85
82.7% Upside
Bargain
Fair
0.0%
August 12, 2026
-1.2x
0.7x
1.1x
334.7 M
667.6 M
54.7%
56.0%
-1.2
-40.7%
Valuation • Fair Value

Repay Holdings Corp (NASDAQ-RPAY) Fair Value by Valuation Model

Compare the primary fair value estimate for Repay Holdings Corp (NASDAQ-RPAY) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$5.43

Estimated upside of 44.8% versus the current market price.

Fair Value Confidence

Low

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$0

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$5.43

Comparable-company valuation reference.

Analyst Price Target

$6.85

Analysts imply upside of 82.7%.

How to read these valuation models

Use this section to compare the primary fair value estimate for Repay Holdings Corp (NASDAQ-RPAY) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Repay Holdings Corp (NASDAQ-RPAY)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

312.7 M

Current operating scale indicator.

Revenue Forecast

494.8 M

Forward revenue estimate.

EBITDA

71.245 M

Current operating profitability reference.

EBITDA Forecast

172.2 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Repay Holdings Corp (NASDAQ-RPAY) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Repay Holdings Corp (NASDAQ-RPAY)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

4

Mid-range quality score.

Beneish M-Score

-3.95

No elevated caution signal from this screen.

Altman Z-Score

-1.2

Lower score that deserves closer risk review.

FCF / Net Income

-40.7%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Repay Holdings Corp (NASDAQ-RPAY). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Repay Holdings Corp (NASDAQ-RPAY)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

August 12, 2026

Days to Earnings

22

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

0.0%

Income yield reference.

Upcoming Dividend

Not available

Data is currently unavailable.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

Not available

Data is currently unavailable.

Payout Ratio

Not available

Data is currently unavailable.

How to read events and dividends

This section helps investors track time-sensitive items for Repay Holdings Corp (NASDAQ-RPAY), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Repay Holdings Corp (NASDAQ-RPAY) Stock Forecast & Technical Outlook

Review Repay Holdings Corp (NASDAQ-RPAY) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Repay Holdings Corp (NASDAQ-RPAY) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Repay Holdings Corp (NASDAQ-RPAY) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Repay Holdings Corp (NASDAQ-RPAY) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Sell

The weekly technical read for Repay Holdings Corp (NASDAQ-RPAY) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Sell

The monthly technical read for Repay Holdings Corp (NASDAQ-RPAY) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Repay Holdings Corp (NASDAQ-RPAY)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, Repay Holdings Corp (NASDAQ-RPAY) has a Strong Buy consensus, with 4 buy, 1 hold and 0 sell recommendations in the current data set.

Buy 4
Hold 1
Sell 0
FAQ Fast Investor Answers

Repay Holdings Corp (NASDAQ-RPAY) Stock FAQ

Quick answers about Repay Holdings Corp (NASDAQ-RPAY) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$5.43
Estimated upside 44.8%
Valuation Rating
Undervalued
Estimated upside of 44.8%
Analyst Target
$6.85
Implied upside 82.7%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Repay Holdings Corp (NASDAQ-RPAY) is $5.43. This implies an estimated upside of 44.8% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 44.8% versus the current market price.

The available analyst price target for Repay Holdings Corp (NASDAQ-RPAY) is $6.85. The analyst target implies estimated upside of 82.7%.

The current financial health read for Repay Holdings Corp (NASDAQ-RPAY) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Repay Holdings Corp (NASDAQ-RPAY) is August 12, 2026.

Based on the current data, dividend yield is 0.0%.

The current P/E ratio listed for Repay Holdings Corp (NASDAQ-RPAY) is -1.2x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Repay Holdings Corp is 334.7 M.

The current enterprise value listed for Repay Holdings Corp is 667.6 M. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Repay Holdings Corp is NASDAQ-RPAY, and the stock is listed on NASDAQ.

Repay Holdings Corp (NASDAQ-RPAY) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Repay Holdings Corp is 54.7%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Repay Holdings Corp is 56.0%. Free float helps investors understand how much of the share base is available for public trading.