Back to Results

Waterdrop Inc ADR (WDH)

Featured in High-Beta Stocks Small-Cap Stocks

Waterdrop Inc. ADR is a depositary receipt listed on the New York Stock Exchange that represents the company’s common stock. The underlying business, through its subsidiaries, focuses on online insurance brokerage services in the People’s Republic of China, connecting users with insurance products underwritten by Chinese insurers. Its offerings include short-term and long-term health and life insurance products and related services. Waterdrop also operates a medical crowdfunding platform, along with E-Find, a patient recruitment platform that helps pharmaceutical companies identify candidates for clinical trials. In addition, the company provides technology services to insurance brokerage and agency firms through a customer relationship management system. Waterdrop was founded in 2016 and is headquartered in Beijing, China.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-WDH
$1.68
39.8% Upside
Undervalued
$1.95
62.6% Upside
Bargain
Good
—
—
0.05
4.0%
September 9, 2026
5.2x
0.6x
0.7x
427.6 M
52.097 M
9.0%
39.2%
7.1
—
38.3%
Send a message
Valuation • Fair Value

Waterdrop Inc ADR (NYSE-WDH) Fair Value by Valuation Model

Compare the primary fair value estimate for Waterdrop Inc ADR (NYSE-WDH) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$1.68

Estimated upside of 39.8% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$2.55

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$1.68

Comparable-company valuation reference.

Analyst Price Target

$1.95

Analysts imply upside of 62.6%.

How to read these valuation models

Use this section to compare the primary fair value estimate for Waterdrop Inc ADR (NYSE-WDH) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Waterdrop Inc ADR (NYSE-WDH)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

647.5 M

Current operating scale indicator.

Revenue Forecast

821.2 M

Forward revenue estimate.

EBITDA

56.454 M

Current operating profitability reference.

EBITDA Forecast

57.627 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Waterdrop Inc ADR (NYSE-WDH) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Waterdrop Inc ADR (NYSE-WDH)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Good

Positive financial-health read.

Piotroski Score

5

Mid-range quality score.

Beneish M-Score

-1.62

Higher caution zone on this screen.

Altman Z-Score

7.1

Relatively strong balance-sheet zone.

FCF / Net Income

38.3%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Waterdrop Inc ADR (NYSE-WDH). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Waterdrop Inc ADR (NYSE-WDH)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

September 9, 2026

Days to Earnings

50

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

4.0%

Income yield reference.

Upcoming Dividend

0.05

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

Not available

Data is currently unavailable.

How to read events and dividends

This section helps investors track time-sensitive items for Waterdrop Inc ADR (NYSE-WDH), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Waterdrop Inc ADR (NYSE-WDH) Stock Forecast & Technical Outlook

Review Waterdrop Inc ADR (NYSE-WDH) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for Waterdrop Inc ADR (NYSE-WDH) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Waterdrop Inc ADR (NYSE-WDH) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Sell

The daily technical read for Waterdrop Inc ADR (NYSE-WDH) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for Waterdrop Inc ADR (NYSE-WDH) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Sell

The monthly technical read for Waterdrop Inc ADR (NYSE-WDH) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Waterdrop Inc ADR (NYSE-WDH)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, Waterdrop Inc ADR (NYSE-WDH) has a Strong Buy consensus, with 2 buy, 0 hold and 0 sell recommendations in the current data set.

Buy 2
Hold 0
Sell 0
FAQ • Fast Investor Answers

Waterdrop Inc ADR (NYSE-WDH) Stock FAQ

Quick answers about Waterdrop Inc ADR (NYSE-WDH) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$1.68
Estimated upside 39.8%
Valuation Rating
Undervalued
Estimated upside of 39.8%
Analyst Target
$1.95
Implied upside 62.6%
Financial Health
Good
Current financial-health read

The current fair value estimate for Waterdrop Inc ADR (NYSE-WDH) is $1.68. This implies an estimated upside of 39.8% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 39.8% versus the current market price.

The available analyst price target for Waterdrop Inc ADR (NYSE-WDH) is $1.95. The analyst target implies estimated upside of 62.6%.

The current financial health read for Waterdrop Inc ADR (NYSE-WDH) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Waterdrop Inc ADR (NYSE-WDH) is September 9, 2026.

Based on the current data, dividend yield is 4.0%, upcoming dividend amount is 0.05.

The current P/E ratio listed for Waterdrop Inc ADR (NYSE-WDH) is 5.2x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Waterdrop Inc ADR is 427.6 M.

The current enterprise value listed for Waterdrop Inc ADR is 52.097 M. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Waterdrop Inc ADR is NYSE-WDH, and the stock is listed on NYSE.

Waterdrop Inc ADR (NYSE-WDH) is listed on NYSE.

The current debt-to-total-capital ratio listed for Waterdrop Inc ADR is 9.0%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Waterdrop Inc ADR is 39.2%. Free float helps investors understand how much of the share base is available for public trading.

Similar Insurance Stocks on NYSE View more

Chubb Ltd (CB) Chubb Ltd (CB)
Progressive Corp (PGR) Progressive Corp (PGR)
Marsh & McLennan Companies Inc (MRSH) Marsh & McLennan Companies Inc (MRSH)
Aon PLC (AON) Aon PLC (AON)
Travelers Companies (TRV) Travelers Companies (TRV)
Manulife Financial Corp (MFC) Manulife Financial Corp (MFC)
Allstate Corp (ALL) Allstate Corp (ALL)
Allstate Corp Pref Series B (ALL_pb) Allstate Corp Pref Series B (ALL_pb)
Arthur J Gallagher & Co (AJG) Arthur J Gallagher & Co (AJG)
Aflac Inc (AFL) Aflac Inc (AFL)
MetLife Inc (MET) MetLife Inc (MET)
Metlife Inc Pref (MET_pa) Metlife Inc Pref (MET_pa)
Sun Life Financial Inc. (SLF) Sun Life Financial Inc. (SLF)
American International Group Inc (AIG) American International Group Inc (AIG)
Prudential Financial Inc (PRS) Prudential Financial Inc (PRS)
Prudential Financial Inc (PRU) Prudential Financial Inc (PRU)
Prudential Financial Inc Preferred (PFH) Prudential Financial Inc Preferred (PFH)
Hartford Financial Services Group (HIG) Hartford Financial Services Group (HIG)
Prudential Public Limited Company (PUK) Prudential Public Limited Company (PUK)
W. R. Berkley Corp (WRB) W. R. Berkley Corp (WRB)
W. R. Berkley Corp Pref Series E (WRB_pe) W. R. Berkley Corp Pref Series E (WRB_pe)
W. R. Berkley Corp Pref Series F (WRB_pf) W. R. Berkley Corp Pref Series F (WRB_pf)
Markel Group Inc (MKL) Markel Group Inc (MKL)
Loews Corp (L) Loews Corp (L)