Credit Acceptance Corporation (CACC)


Credit Acceptance Corporation is a NASDAQ-listed common equity issue representing the consumer finance company Credit Acceptance Corporation. The company provides financing programs and related products and services in the United States, primarily through arrangements with automobile dealers. In its core model, it advances funds to dealers in exchange for the right to service the related consumer loans, and it also acquires consumer loans from dealers while retaining the amounts collected from borrowers. Credit Acceptance additionally participates in reinsuring coverage tied to vehicle service contracts sold to consumers on vehicles financed by the company. Its customer base includes independent and franchised automobile dealers. Founded in 1972, the company is headquartered in Southfield, Michigan.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-CACC
$585.41
-3.8% Downside
Fair
$628.33
3.2% Upside
Fair
Good
0.0%
August 5, 2026
14.0x
4.2x
5.0x
6.441 B
49.9%
57.5%
9.1
232.2%
Valuation • Fair Value

Credit Acceptance Corporation (NASDAQ-CACC) Fair Value by Valuation Model

Compare the primary fair value estimate for Credit Acceptance Corporation (NASDAQ-CACC) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$585.41

Estimated downside of 3.8% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$480.95

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$585.41

Comparable-company valuation reference.

Analyst Price Target

$628.33

Analysts imply upside of 3.2%.

How to read these valuation models

Use this section to compare the primary fair value estimate for Credit Acceptance Corporation (NASDAQ-CACC) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Credit Acceptance Corporation (NASDAQ-CACC)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

1.276 B

Current operating scale indicator.

Revenue Forecast

1.254 B

Forward revenue estimate.

EBITDA

819.4 M

Current operating profitability reference.

EBITDA Forecast

1.125 B

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Credit Acceptance Corporation (NASDAQ-CACC) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Credit Acceptance Corporation (NASDAQ-CACC)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Good

Positive financial-health read.

Piotroski Score

7

Relatively strong quality score.

Beneish M-Score

-2.74

No elevated caution signal from this screen.

Altman Z-Score

9.1

Relatively strong balance-sheet zone.

FCF / Net Income

232.2%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Credit Acceptance Corporation (NASDAQ-CACC). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Credit Acceptance Corporation (NASDAQ-CACC)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

August 5, 2026

Days to Earnings

15

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

0.0%

Income yield reference.

Upcoming Dividend

Not available

Data is currently unavailable.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

Not available

Data is currently unavailable.

Payout Ratio

Not available

Data is currently unavailable.

How to read events and dividends

This section helps investors track time-sensitive items for Credit Acceptance Corporation (NASDAQ-CACC), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Credit Acceptance Corporation (NASDAQ-CACC) Stock Forecast & Technical Outlook

Review Credit Acceptance Corporation (NASDAQ-CACC) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Credit Acceptance Corporation (NASDAQ-CACC) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Credit Acceptance Corporation (NASDAQ-CACC) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Sell

The daily technical read for Credit Acceptance Corporation (NASDAQ-CACC) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Credit Acceptance Corporation (NASDAQ-CACC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Credit Acceptance Corporation (NASDAQ-CACC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Credit Acceptance Corporation (NASDAQ-CACC)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Credit Acceptance Corporation (NASDAQ-CACC) has a Hold consensus, with 0 buy, 3 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 3
Sell 0
FAQ Fast Investor Answers

Credit Acceptance Corporation (NASDAQ-CACC) Stock FAQ

Quick answers about Credit Acceptance Corporation (NASDAQ-CACC) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$585.41
Estimated downside 3.8%
Valuation Rating
Overvalued
Estimated downside of 3.8%
Analyst Target
$628.33
Implied upside 3.2%
Financial Health
Good
Current financial-health read

The current fair value estimate for Credit Acceptance Corporation (NASDAQ-CACC) is $585.41. This implies an estimated downside of 3.8% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 3.8% versus the current market price.

The available analyst price target for Credit Acceptance Corporation (NASDAQ-CACC) is $628.33. The analyst target implies estimated upside of 3.2%.

The current financial health read for Credit Acceptance Corporation (NASDAQ-CACC) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Credit Acceptance Corporation (NASDAQ-CACC) is August 5, 2026.

Based on the current data, dividend yield is 0.0%.

The current P/E ratio listed for Credit Acceptance Corporation (NASDAQ-CACC) is 14.0x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Credit Acceptance Corporation is 6.441 B.

The ticker symbol for Credit Acceptance Corporation is NASDAQ-CACC, and the stock is listed on NASDAQ.

Credit Acceptance Corporation (NASDAQ-CACC) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Credit Acceptance Corporation is 49.9%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Credit Acceptance Corporation is 57.5%. Free float helps investors understand how much of the share base is available for public trading.