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Lexinfintech Holdings Ltd (LX)

Featured in High-Beta Stocks

LexinFintech Holdings Ltd. is listed on NASDAQ through an ADR representing common stock of the underlying issuer. The company, together with its subsidiaries, focuses on online direct sales and consumer finance services in the People’s Republic of China. Its business includes Fenqile, a platform for installment purchases and personal installment loans, along with direct online sales of electronics, home appliances, and other general merchandise on installment terms. LexinFintech also provides Lehua Card for scenario-based lending, Maiya as a buy-now-pay-later service, and Juzi Licai, an online investment platform. In addition, it supplies technology-enabled services for financial institutions and partners, including customer acquisition, initial credit screening, loan collection support, guarantee and insurance services, software development, financing guarantee, and financial technology consulting. The company was founded in 2013 and is headquartered in Shenzhen, China.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-LX
$2.25
49.2% Upside
Undervalued
$3.48
130.5% Upside
Bargain
Good
—
—
0.3056
21.1%
September 1, 2026
1.2x
0.1x
0.1x
238.9 M
561.5 M
71.4%
67.4%
8.9
—
225.2%
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Valuation • Fair Value

Lexinfintech Holdings Ltd (NASDAQ-LX) Fair Value by Valuation Model

Compare the primary fair value estimate for Lexinfintech Holdings Ltd (NASDAQ-LX) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$2.25

Estimated upside of 49.2% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$14.40

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$2.25

Comparable-company valuation reference.

Analyst Price Target

$3.48

Analysts imply upside of 130.5%.

How to read these valuation models

Use this section to compare the primary fair value estimate for Lexinfintech Holdings Ltd (NASDAQ-LX) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Lexinfintech Holdings Ltd (NASDAQ-LX)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

1.936 B

Current operating scale indicator.

Revenue Forecast

1.88 B

Forward revenue estimate.

EBITDA

189.1 M

Current operating profitability reference.

EBITDA Forecast

148.9 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Lexinfintech Holdings Ltd (NASDAQ-LX) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Lexinfintech Holdings Ltd (NASDAQ-LX)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Good

Positive financial-health read.

Piotroski Score

5

Mid-range quality score.

Beneish M-Score

-2.26

No elevated caution signal from this screen.

Altman Z-Score

8.9

Relatively strong balance-sheet zone.

FCF / Net Income

225.2%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Lexinfintech Holdings Ltd (NASDAQ-LX). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Lexinfintech Holdings Ltd (NASDAQ-LX)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

September 1, 2026

Days to Earnings

42

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

21.1%

Income yield reference.

Upcoming Dividend

0.3056

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

Not available

Data is currently unavailable.

How to read events and dividends

This section helps investors track time-sensitive items for Lexinfintech Holdings Ltd (NASDAQ-LX), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Lexinfintech Holdings Ltd (NASDAQ-LX) Stock Forecast & Technical Outlook

Review Lexinfintech Holdings Ltd (NASDAQ-LX) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for Lexinfintech Holdings Ltd (NASDAQ-LX) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Buy

The 1-hour technical read for Lexinfintech Holdings Ltd (NASDAQ-LX) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Lexinfintech Holdings Ltd (NASDAQ-LX) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for Lexinfintech Holdings Ltd (NASDAQ-LX) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Sell

The monthly technical read for Lexinfintech Holdings Ltd (NASDAQ-LX) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Lexinfintech Holdings Ltd (NASDAQ-LX)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, Lexinfintech Holdings Ltd (NASDAQ-LX) has a Strong Buy consensus, with 3 buy, 1 hold and 0 sell recommendations in the current data set.

Buy 3
Hold 1
Sell 0
FAQ • Fast Investor Answers

Lexinfintech Holdings Ltd (NASDAQ-LX) Stock FAQ

Quick answers about Lexinfintech Holdings Ltd (NASDAQ-LX) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$2.25
Estimated upside 49.2%
Valuation Rating
Undervalued
Estimated upside of 49.2%
Analyst Target
$3.48
Implied upside 130.5%
Financial Health
Good
Current financial-health read

The current fair value estimate for Lexinfintech Holdings Ltd (NASDAQ-LX) is $2.25. This implies an estimated upside of 49.2% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 49.2% versus the current market price.

The available analyst price target for Lexinfintech Holdings Ltd (NASDAQ-LX) is $3.48. The analyst target implies estimated upside of 130.5%.

The current financial health read for Lexinfintech Holdings Ltd (NASDAQ-LX) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Lexinfintech Holdings Ltd (NASDAQ-LX) is September 1, 2026.

Based on the current data, dividend yield is 21.1%, upcoming dividend amount is 0.3056.

The current P/E ratio listed for Lexinfintech Holdings Ltd (NASDAQ-LX) is 1.2x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Lexinfintech Holdings Ltd is 238.9 M.

The current enterprise value listed for Lexinfintech Holdings Ltd is 561.5 M. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Lexinfintech Holdings Ltd is NASDAQ-LX, and the stock is listed on NASDAQ.

Lexinfintech Holdings Ltd (NASDAQ-LX) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Lexinfintech Holdings Ltd is 71.4%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Lexinfintech Holdings Ltd is 67.4%. Free float helps investors understand how much of the share base is available for public trading.

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